Just a friendly reminder-get insured!

Screen Shot 2019-11-30 at 8.58.00 AMThought I would put up this post-Thanksgiving note to remind all my traveling friends why it is so important to get travel insurance when you travel. Take a second and read this story (that you may have seen already, as it got a LOT of press) about a couple who were being “held prisoner” by a hospital in Mexico, then close the window and come back here. If you haven’t read this before, you should know that the couple eventually got to go home, thanks to the coverage on Good Morning America (GMA). Actor/Director Tyler Perry saw the story and paid their hospital bill.

If you don’t know Tyler Perry or think you could get coverage on GMA you should definitely make sure you have travel insurance when you travel. I can’t believe the number of  people who think that travel insurance is only for those who might have to cancel their trip and want to be reimbursed. I have had clients tell me that “We can afford to lose the money on this trip if we can’t go.” But travel insurance covers so much more.

For instance, a good travel insurance policy should cover the following:

  • Trip Interruption (example: covers you if your flight gets cancelled or rerouted).
  • Trip Delay (example: your plane is grounded due to weather and you miss your cruise—they will get you to your ship).
  • Missed Connection Baggage & Personal Effects Baggage Delay
  • Emergency Medical & Dental Expenses (this one is the biggie, especially if you are over 65 and from the USA).
  • Emergency Evacuation & Repatriation (they will fly you home if you are sick or injured).
  • Accidental Death & Dismemberment
  • Travel Assistance & Concierge Services (The best companies provide this—for instance, they will help you find a good doctor in another country).

The biggest of these benefits are the Emergency Medical and Dental. As the couple in the story found out, costs for medical treatment can vary drastically in other countries and on cruise ships where a doctor visit and an aspirin can run over $100. If the folks who were rescued by Tyler Perry had travel insurance, they would have contacted their insurance company who would have made arrangements for payment with the hospital and everything would have been just fine. But they didn’t.

BIG MESSAGE—in bold so my friends who are US citizens and over 65 all see it: If you are sick or injured outside the USA, Medicare will NOT pay your medical bills. You are on your own. I had an 86 year old client going on a horse tour in Israel who didn’t get travel insurance???

I watch for these kind of stories and I am building a long list of them for the next time a friend or client tells me, “We never get travel insurance. We will be fine.” Well they might not be. I am sure the couple in the story didn’t think they would finish their vacation with 14 nights in a Mexican hospital. And the people who tell me they “never buy travel insurance” may not have Tyler Perry to bail them out.

Traveling anywhere in the world involves some risk. You could always opt to spend your life cowering under your bed. —Joe Haldeman

A personal note—why I am so lucky

Almost forgot I wanted to write this post today. Shame on me. Originally I thought it wasn’t going to be about travel but I guess in a way, it actually is. The trip of my life. It was 22 years ago today that my travel life was born.

Today (November 24) is what we (Kathleen and I) refer to as Lucky Day. It’s the day that back in 1997 my close friend Jocelyn came to my office in downtown Leavenworth to cheer me up. I was in the middle of a divorce that I was not sure I wanted. Jocelyn (who always speaks the truth—the most truthful person I know) told me to get over it. To move on! She said that I should look at a new website she had found called Northwest Personals. This was before Match.com or pretty much any other dating site. Jocelyn had the weekend before met someone on the site and was going to meet him that coming weekend.

She suggested I take a look and at least see if there was someone that I could at least correspond with. So I said I would. She wanted to make sure I did so she got me logged in and looking before she left. I looked for about five minutes before I saw this listing:

Kathleen-ad

This one interested me. See the part about the Mariners. That got my attention. I was (and kind of still am) a Mariner fan. Then, much more then now. But that’s what I noticed.  As I read it, this person sounded perfect. The only problem was, this person was more than 100 miles away but I said, what the heck and decided to respond. That was the ABSOLUTE BEST DECISION I HAVE EVER MADE IN MY LIFE!

Why, because Kathleen (the love of my life, my travel companion) placed that listing. My first wife hated traveling. Kathleen and I love traveling. At that point I had been to exactly two countries—the United States and Mexico (I went while in high school to help an orphanage that my church supported). The only places in the US I had been to were for business meetings. Since that day, she and I have traveled to forty countries and 30 states together and loved pretty much every minute of it.

So you see, this really is about travel. That day I met (online) the incredible woman who would become my partner is so many things, but definitely in travel.

Travel is a lot like love.—Alain de Botton

STOP DOING THIS!

AdobeStock_242985570Just a short blurb today about a subject close to my heart.

I think I have mentioned the column written by Chris Elliott before. Chris runs a website and is an advocate for travelers. He and his people help those who have had problems or been scammed while traveling. He has helped people who have need a refund from an airline, had to bail from a bad vacation rental or had any of hundreds of other travel problems.

This morning Chris and his staff take a stand on a subject that is near and dear to my heart (being six foot two)—reclining seats in airplane economy sections. His attitude is EXACTLY the same as mine…STOP DOING THIS! Stop reclining. He makes some incredibly important points about why people should stop reclining (it isn’t because he’s tall or doesn’t like it personally) and I hope you will take a minute to read his article which you can find by clicking here.

You can’t be truly rude until you understand good manners.—Rita Mae Brown

 

Why we changed from hotels to AirBnBs

Screen Shot 2019-11-10 at 3.18.12 PMYesterday we were talking to someone about using AirBnB or just vacation rentals instead of hotels and I was telling them why we have pretty much stopped staying in hotels and just stay in vacation rentals now. 

Here’s why we have pretty much switched to AirBnB type rentals:

  • Different rising times. Most of my regular readers know that I get up early (really early—like 3:30 or 4:00 am) and Kathleen likes to sleep in (6:30 or 7:00). When we are in a hotel room, all I can do is lay there and look at the darkness but when we are in an AirBnB there is usually a living room where I can go and sit and read, work on my photos from the vacation we are on or get dressed to go workout. 
  • Check-in is usually a piece of cake. We have done 15 AirBnBs so far and have only met humans twice. Usually they will send you a key code you can use on the front door or on a lock box where the key is.
  • Check out is just as easy. You just leave the key or lock the lock and you are gone. If you are nice person, you can e-mail or text them and let them know you are out so they can send their cleaning crew.
  • You can sometimes get in early. We have had great hosts who will text us when the unit is ready. One guy in Tucson sent me a note around noon telling us that if we wanted to get in, the place was ready. I love that.
  • You can communicate entirely by e-mail or text. No phone calls which is my preference. I think I have only talked on the phone to three of the 15 hosts we have stayed with.
  • You can save some money by eating some meals in the unit because most have kitchens and dining rooms. Even if you just have breakfast (we have done that) it can save you money or be easier. Sometimes it’s just nice to have a coffee maker you have access to.
  • Most AirBnB’s have a washer and dryer which is great if you are traveling on longer trips. That means for a two week trip you only have to pack one week’s worth of clothes. When we did our New England trip last year we had been on the road for ten days before we got to our AirBnB in NYC. After four days in NYC we were going on a cruise. It was great to get on the cruise with clean clothes.
  • They are GREAT for groups. One of the best things about an AirBnB (as opposed to a hotel) is that when you are traveling with other people and you aren’t doing anything, everyone is in the same place. You have a nice living room to sit in and just talk, especially if you are coming from different places and haven’t seen each other in a while. Plus you have a fully-equipped kitchen you can do breakfast or snacks in. It’s a great way to go. We had an AirBnB in Dublin last summer that slept 8 so when my brother, his wife, their daughter, my sister-in-law’s sister and her husband and daughter joined us, we got to have this experience. It was great to have a place to just sit and talk…or play games. 

Some tips for booking an AirBnB

If you haven’t booked one yet, I will tell you some tips that Kathleen’s daughter and son-in-law (who have used it for years) told us when we started booking them and that we have learned from booking ours. These rules may not apply to all rental sites. My daughter has used VRBO, we never have. We use AirBnB pretty exclusively.

  • Always look at the photos of the unit. If there aren’t photos of most (if not all) rooms, move on.
  • Read the reviews. AirBnB will not allow owners to remove bad reviews (owners can respond to them, but not remove them). Pay special attention to mentions of cleanliness. Most people who stay in AirBnBs will write reviews. The owners will also review you when you do and you can’t see each other’s reviews until you both have submitted them. When you go to rent in the future, other owners can look at your reviews and turn you down (maybe you left a place a mess, had a big party, etc.). It’s a good system.
  • If it sleeps a bunch of people, make sure there are enough bathrooms. Some of the older homes have 4 bedrooms and one bath. Yikes. We always look for at least one bath per family. When we did Dublin we had three couples and two of them had a 20 something child with them. So we needed four bedrooms and 3 baths. 
  • Check the number of beds/bedrooms. If you have four couples in our age group, they may not be thrilled with bunk beds.😀
  • Make sure the unit is where you want to be—close to the action. When it comes to location, most will NOT tell you an exact address before you book but they will tell you a general neighborhood and show you a map with a circle that the rental will be in. That can help if you know the neighborhood. We had friends stay here in one who didn’t ask us about the neighborhood and wound up in a part of town I wouldn’t park my car overnight in. You can also look at street views on Google Earth which can give you some idea what you are getting into. If you are coming to Seattle and plan to rent one, just ask us.
  • AirBnBThe nightly rate quoted may not be the entire cost. Keep in mind that you will pay more than the nightly fee which is what they show to start. There is also a separate cleaning fee, service fee (I have no idea what this is for that isn’t cleaning, but they all charge it), Occupancy taxes and fees. Check out this example of the charges on a Seattle AirBnB.
  • The price may be different from one day to the next. One other thing to remember about the price: if you look at rental without putting dates in, you may find that when you do the price changes, sometimes dramatically. For instance, our last stay was in Walla Walla, on our wine tasting tour. We went with our neighbors in August for three days, mid-week and we rented at the last minute. The price for mid-week rentals in the heat of the summer and at the last minute was great! But in the spring or fall (peak months) and on a weekend, the price was literally double. 
  • Set up an account before you look. When you go to the site, click the sign up link and put in your info. This will really help when you want to save particular rentals and come back to them.
  • Refine your search. When you know where you want to go, search for where you want to go,  Then Click Dates, Guests, Type of Place (choose Entire Place) and go. That will show you only what you are looking for. 
  • Save your favorites. Once you have refined your search, look at each one and save it to a favorite list by clicking the heart at the top of the page. When the site asks you which list to save it to, create a new one for the next place you are going. We have lists for all the cities we have stayed in (about 15). 

Out of the 15 or so we have stayed in, we have only had one so-so experience (our first) and no bad ones. Here are photo (from their listings) of the places we have stayed. There are notes in the captions.